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WEDDING INSURANCE

Start married life off loveable not liable.

Most weddings run quite smoothly, but when something unexpected does go wrong, it can be frightening how quickly the costs can add up. It takes months planning a wedding! and oh how rapidly it eats into your finances.

How would you feel if you experienced a wedding mishap and suffered a financial loss after your special day. Any loss can feel devastating, while a liability claim can be a true financial disaster.

Have you considered … Liability Insurance to protect you on your Wedding Day for your future.

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Why do we need Liability Insurance for our Wedding?
We get asked this question daily! No one likes to spend money if they don’t have to! The question we ask is… can you afford to be without it? There are so many occasions when you may need Liability insurance… Click and the following dialogue appears

As with most things we do we have a responsibility to others, it’s our duty of care.

Liability Insurance is one of the most important covers you can have not just for your wedding but for your business, home and car.

Imagine if you had a park wedding and you supplied the chairs, it only takes one to collapse and injure a guest. Hiring a hall and catering yourself, consider the consequences of food poisoning. Who is liable if someone slips, after you decorate the hall or church.

What happens if during your function the wooden floorboards were burnt by your candle decorations at the reception centre.

Liability Insurance covers third party bodily injury or property damage.

Are you hiring a wedding reception venue, or/and having the ceremony at a park or beach?
We cannot stress the importance of reading your Hiring Agreements and other contracts you sign as the majority of them include Insurance and Indemnity clauses.

Traditionally your hiring fee does not include your Liability Insurance for your event at the Venue, but ask otherwise you may be in for a surprise… Click and the following dialogue appears

Most couples we speak to are so totally caught up in planning their wedding, they rarely read their Venue Hiring Agreement, so they take little notice of the clauses which state it is their responsibility to take out insurance.

We are now finding most of the larger venues are requesting couples take out a minimum of $10 million Liability Insurance for their wedding and they request a Certificate of Currency to confirm.

This highlights to the couple that they are responsible for their event and any damage the venue may sustain.

Please contact the friendly staff at Mojomo for more information.

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Freecall 1800 24 33 12